Â鶹AV

So many people are facing financial pressure, and dealing with the emotional pressure that comes with it. Higher energy bills, the rising cost of living, an unexpected change in circumstances – they all take their toll.

Whatever you are going through, we are here to help.

Financial assistance

• Help when your income is reduced: if income that you rely on has been impacted by a change in circumstance, we can offer regular grants to cover essential living costs.
• One-off grants for the unexpected: these could cover anything from replacing a broken appliance, an unexpected roof repair or getting your car back on the road.
• Support if you’re a studying Â鶹AV member: if your financial situation has taken a turn for the worse, we’re here for you.
• Support for undergraduate and masters students on Â鶹AV-accredited courses in the UK or Ireland: you can apply for a student hardship grant to cover an unexpected change in your finances. You don’t have to be a Â鶹AV member.
• Support for graduate job seekers: it’s rare for someone to immediately find a job in their specialist field after graduating. If finding the right role is taking longer than expected, graduate support grants can help you with covering essential expenses.

Speak to us about financial assistance

Access to state benefits

• Benefit information and claims: it can be hard to see a clear way forward when you are unsure of what you are entitled to. Talk to us for practical information and support about what you could claim, as well as the claiming and appeals process. We’re here to make it easier.
• Turn2Us benefit calculator: if you live in the UK, will help you work out which benefits you might be entitled to.
• State support for care, equipment and adaptations: we’re here if you need help making sense of the state support that could be available to you or your family, or if you need financial support from us.

Speak to us about access to state benefits

Budgeting and debt

• : a free tool to help you keep track of your income and spending.
• If you want support with debt we can refer you to regulated debt advice with a trusted partner.
• : learn how to create a budget, manage your money effectively, and keep track of your spending with their expert guidance and free tools. 
• Planning for retirement: if you want to make sure your finances will support you in retirement, these workshops cover retirement as well as other money and wellbeing topics.

Speak to us about financial assistance

Confidential legal guidance

We can put you in touch with experienced legal advisors for free: impartial advice on a range of subjects including family or employment law and more.

Over the phone, they will be able to explain your legal position in any of these areas, and give you the information you need to take steps toward addressing the situation.

Speak to us about confidential legal advice